Sometimes we just need money, and we need it quickly. Those who are financially responsible for a family fully understand the nature of unexpected costs. The kid could fall and break a bone. The dog could slip and bust a hip. There is also another issue of timely payment. Sometimes the holidays delay our paychecks, and the cabinets get pretty slim.
Whatever the emergency may be, there are hundreds of scenarios in life that require us to come up with a lump sum of money in a short amount of time. Take a look at this short summary of a few of the easiest ways to gather together a lump sum of money in a short amount of time.
For those who have a steady job and can show proof of such employment, there is always a payday or title loan place nearby. The interest rates on the advancement of funds is not always the best, but a payday loan does not require a person to have good credit. Payday loans are instant cash in hand too.
Though a title loan on a car title typically comes equipped with a hearty interest rate, it is a legit way to grab up a large sum of money with a quickness. The best way to handle such a loan is to pay it off as quickly as possible.
Personal online bank loans
Acquiring personal loans/online loans over the internet is quickly becoming a more common method of obtaining funds. Online loans are typically much easier to gain a qualification. An individual’s credit history does not have to be perfect, but there has to be something positive on record.
Most of the time, an online loan will be deposited into the applicant’s bank account within 48 hours of applying. The interest rates are typically much more manageable than other quick loan processes, and payment can be setup to automatically deduct each month to avoid default.
Pawn shops will usually pay something
If times get hard, there is always a pawn shop down the street. All the money that has been spent on the finer things in life can be flipped for a quick buck in hard times. That 50 inch television is not a necessity, but food is a non-negotiable necessity for life.
The pawn shop will not pay a person much for their stuff, but there is always an option to pawn versus actually selling the items to the shop. This way, the items can always be reclaimed after repayment has been completed.
Work through mobile apps
There are a plethora of mobile applications that offer the ability to earn cash quickly. Uber and Lyft are rapidly expanding alternative taxi services driven by the common person.
Another great example is the app, Field Agent. Field Agent will transfer the money for jobs completed within hours. Most of the quick jobs offered through the app are as simple as snapping a quick picture of a store display.